Article

27.01.2021

The Mobility Card: a user-friendly solution for all your employees

Our Mobility Card makes it convenient for a number of different mobility services to be used within your company. Such services can be enabled and disabled easily for each employee.

The Mobility Card is the ultimate answer to all of your mobility questions, making it easy to arrange, pay for and record business trips.

What is the mobility card?

The Mobility Card provides a way to set a monthly budget or use limit, and mobility options, for each user. The budget system tops up the credit on the card each month, while the limit system sets a credit line at a pre-determined amount. When the user uses the card to pay, the transaction total is deducted from the available budget. This means the Mobility Card can be used by people with or without a lease car. The Mobility Card is offered in collaboration with XXImo.

A Variety Of Mobility Solutions

The Mobility Card gives your employees access to nine different mobility solutions:

  • Public transport (bus, metro, tram, train)
  • Shared mobility: bicycles, scooters, cars
  • Refuelling
  • Electric charging
  • Parking

But also...

  • Taxis
  • Car washes
  • International travel

Public transport

The Mobility Card can be used for trains, trams, the metro and buses. Use the Mobility Card to buy your tickets (SNCB/NMBS, De Lijn) either from ticket machines at the station, online or using the Milo app. It's quick and easy. If you prefer cycling, you can also hire bicycles with the Mobility Card. 

Fill up and charge

The Mobility Card lets you fill up at over 2,000 petrol stations in Belgium. You can also allow users to fill up abroad at over 46,000 locations. Users can charge electric vehicles at public charging points both nationwide and abroad.

Parking

The Mobility Card allows you to pay for car parks across Europe. Lots of on-street parking machines accept the Mobility Card, and in the Benelux you can pay per minute in over 200 towns and cities: the mobile app allows you to start and stop your parking time. In Belgium you can use the Mobility Card at all Q-Park, Interparking and Indigo car parks.

Need more information? Do not hesitate to discuss this with your relationship manager or contact us using this form.
Operational leasing is offered by Arval Belgium SA/NV, with the intervention of BNP Paribas Fortis SA/NV – Montagne du Parc/Warandeberg 3, B-1000 Brussels, Brussels Register of Companies VAT BE0403.199.702.
Promotion only available from Thursday 21 January up to and including Wednesday 31 March 2021 and is only available to professional clients (self-employed, liberal professionals and SMEs) of BNP Paribas Fortis and Fintro.
The information provided here does not constitute an offer. An offer is made only after your file has been accepted and is always subject to Arval Belgium SA/NV's General Terms and Conditions.
Article

27.01.2021

Choose hassle-free car sharing

Car sharing is a cost-efficient solution for your company, even while social distancing is in place. Our online booking system also ensures optimum occupancy.

It's easy to ensure hygiene, too, because your smartphone doubles up as a car key and there are guidelines in place for disinfecting the car after use. The driving administration for each user allows us to track who has driven the car if someone is infected or falls ill.

What is car sharing?

Car sharing adds a new dimension to the concept of carpooling. You can manage corporate car sharing using a smart online platform and an innovative app. There's no need to hand over keys, as users open, start and lock cars using the Car Sharing app. Car sharing is a great example of smart sharing and flexible, sustainable mobility. As the employer, you can make cars available and decide which employees can use them.

How does car sharing work?

Book online

Car sharing lets you book a car anywhere, any time. We've developed an intuitive online booking system and a free Car Sharing app for Android and iOS. It takes seconds to book a car, whether you're at the computer or on your smartphone.

You open, start and lock the car using the app. Picking up and dropping off keys is a thing of the past. No smartphone? no problem – we'll give you a chip card.

No more paperwork

The app also makes sure that all data is carefully recorded and kept. Mileage and fuel consumption are automatically recorded after each trip, while users can report any damage quickly and accurately using the app.

Need more information? Do not hesitate to discuss this with your relationship manager or contact us using this form.
Operational leasing is offered by Arval Belgium SA/NV, with the intervention of BNP Paribas Fortis SA/NV – Montagne du Parc/Warandeberg 3, B-1000 Brussels, Brussels Register of Companies VAT BE0403.199.702.
Promotion only available from Thursday 21 January up to and including Wednesday 31 March 2021 and is only available to professional clients (self-employed, liberal professionals and SMEs) of BNP Paribas Fortis and Fintro.
The information provided here does not constitute an offer. An offer is made only after your file has been accepted and is always subject to Arval Belgium SA/NV's General Terms and Conditions.
Article

27.01.2021

Why offer your employees Bike Lease?

Life with social distancing needs employers like you to be flexible, and means that the way your employees travel is changing.

Sustainable mobility solutions

Right now, offering alternative mobility solutions as part of your sustainable mobility policy is more important than ever. E-bikes and speed pedelecs are a healthy choice, and they cut your organisation's CO2 emissions, too, making them an ideal solution.

What's more, our towns and cities have never been as saturated as they are now. More and more employees want to cycle to work, whether they're using a normal bike or an electric one.

Diversify your company's mobility policy and enjoy the benefits bicycle leasing has to offer.

What Bike Lease offers your company:

    • Tax reductions thanks to tax arrangements for company bikes
    • A lower carbon footprint, resulting in a more socially responsible company
    • Healthier employees

What Bike Lease offers your employees:

    • Bikes used for commuting are not considered a benefit in kind
    • Saves time in traffic jams and lowers stress caused by problems on the road

How does Bike Lease work?

We provide a 36-month, operational full-service solution, with a wide range of bicycle brands and models to choose from – city bikes, racing bikes, folding bikes, electric bikes, and more. We also have specialist partners from the cycling sector available. They will make sure your employees can count on a reliable service for their contract from start to finish, all over Belgium.

Our offer includes the following services:

  • Bicycle financing
  • A flexible maintenance contract to meet your employees' needs, with maintenance carried out by professionals
  • Compensation if they have an accident or the bicycle is stolen or vandalised, with a fixed excess based on the lease bicycle's value
  • Breakdown assistance within 45 minutes, anywhere in Belgium

Need more information? Do not hesitate to discuss this with your relationship manager or contact us using this form.
Operational leasing is offered by Arval Belgium SA/NV, with the intervention of BNP Paribas Fortis SA/NV – Montagne du Parc/Warandeberg 3, B-1000 Brussels, Brussels Register of Companies VAT BE0403.199.702.
Promotion only available from Thursday 21 January up to and including Wednesday 31 March 2021 and is only available to professional clients (self-employed, liberal professionals and SMEs) of BNP Paribas Fortis and Fintro.
The information provided here does not constitute an offer. An offer is made only after your file has been accepted and is always subject to Arval Belgium SA/NV's General Terms and Conditions.
Article

10.09.2021

Export Lion Award still going strong after 20 years

Flanders Investment & Trade (FIT) will be presenting its Export Lion Award for the 20th time on 29 September. As well as recognising strong export results, FIT also wants to use these success stories to inspire other companies to cross borders themselves. This is something that BNP Paribas Fortis, as a sponsor of this event, fully supports.

What do exporters need to look for to conquer the international market? We asked Frank Haak, Head of Sales Global Trade Solutions, and a jury member for the 20th edition of the Export Lion Award.

What can would-be exporters expect at the beginning of their export adventure?

"Exporting is an important step forward in a company's evolution. But suddenly operators come into contact with a completely different and usually unknown environment. Import market regulations are often different, as are tax and legal regulations. When making international payments, there are exchange risks. And then there are the specific documents and products required for foreign trade. There are lots of new things to consider."

How can companies prepare for this?

"By learning in advance as much as they can about the rules that apply to their new foreign market. Companies can turn to domestic institutions, such as FIT's foreign branches or their banker, to help them with this. They will help new exporters find their way around the very complex international world. I also recommend hiring a local agent or representative. This can help to resolve any bottlenecks that can't be resolved easily from home. At BNP Paribas Fortis, we have our Trade Development department that can help with this. Rob Van Veen offers companies guidance as they take their first steps in a new international market. This kind of external support may be expensive, but it's an investment that will save money in the long term."

How do companies that would like to start exporting learn about a new market? What advice can you give them?

"You learn about new markets simply by visiting as many foreign counterparties as possible. Don't bite off more than you can chew – take it one step at a time. I always say to new exporters: exports are great, but getting paid is even better. The risk of non-payment is still underestimated too often, even by companies that already have extensive international experience. We always recommend customers map out the worst-case scenarios in advance and incorporate the necessary mitigations. Prevention is better than cure!"

How can exporters better protect themselves against unforeseen circumstances?

"The COVID-19 pandemic showed how important diversification is, both in terms of supply or production of goods and in the choice of export countries. Economically, it may seem more advantageous to manufacture or import from a country far away with cheap labour, but always make sure you've got a back-up plan."

Which development would represent a significant added value for international trade?

"We need digitally-secured platforms for international trade transactions that all interested parties can use to securely view and exchange documents in digital format. This not only shortens the lead time of international transactions, but would also be a huge step forwards in terms of sustainability. Trade finance is difficult and cumbersome: it involves exchanging tonnes of data, a lot of which is still on paper, unfortunately. But I'm confident that we're gradually moving in the right direction. Many large international banks, including the BNP Paribas Group, are currently working on this."

Find out who will be crowned winners of Lion Export Award 2021 during the livestream on 29 September at 6pm. Register in advance at www.leeuwvandeexport.be or visit the website on the day itself.

Are you ready for your first international adventure or do you want to expand your international activities? We offer you the peace of mind you need, with a wide range of solutions to optimise, secure and finance your import and export activities.


Source: Wereldwijs 2021

Article

31.05.2021

Optimise your working capital with factoring

How can you keep your working capital healthy while incorporating the requisite financial flexibility? Factoring helps you to finance your cash requirements in a proper, timely and suitable way.

Securing liquidity is the key to financing your working capital requirements and keeping your business running smoothly at all times. That's exactly what factoring offers.It is a structural solution for optimising working capital. In the video below (in Dutch) in less than half an hour you will gain a clear picture of what factoring has to offer.

If you prefer to watch the video in French, click here.


Factoring: a tailored structural solution

In exchange for transferring your invoices to an external factoring company, you can count on fast, flexible financing, monitor the collection of your invoices, and protect yourself against potential bankruptcy among your customers. Each factoring solution is tailored to fit the needs of your business. This includes companies operating at international level. In Belgium, one in six companies currently outsource their invoices to an external factoring company. The same trend is evident in other European countries.

Do you have any questions, or would you like to discuss how factoring can help you? Contact your relationship manager or send us your details via the contact form and we will get in touch with you.

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