Tariff
Main transactions and services
Standard charges applicable for Corporate Banking clients.
- General Information
- All charges are exclusive VAT except where stated otherwise.
- The costs are charged quarterly, except where stated otherwise.
- These charges apply to Belgian customers and international customers (non-residents).
- The charges are subject to the General Terms and Conditions of BNP Paribas Fortis SA/NV.
Current accounts in EUR *
| Tariff | ||
|---|---|---|
| Opening an account | Free |
|
| Closing an account | Free |
|
| Periodic statement (overdraft) (1) | EUR 15.00 |
|
| Account fees (1) |
|
|
| Current accounts in EUR | EUR 12.50 |
/ Month / Account (charged quarterly via EUR account)
|
| Currency account(s) linked to the same EUR current account | EUR 12.50 |
/ Month (charged quarterly via EUR account. Number of currencies unlimited.
|
| Current accounts in EUR for financial institutions | On request |
|
| Debit interest rate (1) |
|
|
| Authorized debit balance | 14,568 % |
|
| Unauthorized debit balance | 18,27 % |
|
* (also applies to overdraft accounts)
Current accounts in EUR *
Withdraw and deposit cash
Withdraw and deposit cash
Euro coins
| Tariff | ||
|---|---|---|
| Withdraw | ||
| At the counter (1) | EUR 2.00 |
|
| Deposit | ||
| Loose at the counter (1) | EUR 32.50 |
per bag of max. 10 kg
|
|
|
||
| Via security transport service | On request |
|
| Value date | ||
| Credit - Remitted loose at the counter |
Transaction date + max. 5 bank working days
|
|
Withdraw and deposit cash
Euro banknotes
| Tariff | ||
|---|---|---|
| Withdraw | ||
| At the counter (1) | EUR 2.00 |
|
| By bank card at BNP Paribas Fortis SA/NV ATMs in Belgium | Free |
|
| In EUR by bank card at non-BNP Paribas Fortis SA/NV ATMs in Belgium and at ATMs within the EEA (1) (2) | Free |
(as from 1st January)
|
| Withdrawing from ATMS by Credit Card (Visa, Mastercard) within the EEA (1) (2) | EUR 6.00 + 1 % |
of the amount withdrawn
|
| Deposit | ||
| At the counter - immediate count or in envelope (1) | EUR 32.50 |
|
|
|
||
| In Self Cash deposit (1) | EUR 7.50 |
|
| Via security transport service | On request |
|
| Value date | ||
| Debit - Withdrawal at the counter |
Transaction date
|
|
| Debit - Withdrawal from ATMs |
Transaction date
|
|
| Credit - Deposit at the counter |
Transaction date + 1 calendar day
|
|
| Credit - Deposit in Self Cash deposit |
Transaction date
|
|
Withdraw and deposit cash
Foreign currency banknotes deposited to / withdrawn (7)
Immediate deposit and withdrawal of foreign currency banknotes in an account denominated in the same currency is only possible for CHF, USD and GBP. The costs are charged at the time of the transaction:
| Tariff | ||
|---|---|---|
| Deposit/Withdrawal | ||
| Per deposit/withdrawal (1) | 1,25 % |
(min EUR 2.50 - max EUR 30.00)
|
| Value date | ||
| Debit |
Transaction date
|
|
| Credit |
Transaction date + 1 calendar day
|
|
Transfers
Transfers
European transfers
A European transfer (SEPA) is a transaction in EUR:
- to or from another Member State of the European Economic Area (2), Monaco, Jersey, Guernsey, Isle of Man, Switzerland (*), United Kingdom, Andorra, San Marino, Vatican City and the territories of Mayotte, Saint-Pierre-et-Miquelon;
- complete with the beneficiary’s correct IBAN and name;
- with the BIC of the beneficiary’s bank;
- processed without manual intervention (Straight-Through Processing), e.g. without special instructions to the principal’s bank.
European transfers are always shared-cost transactions ("SHARED"), i.e. the principal and the beneficiary each pay only the costs charged by their own bank. Exception: in case of exchange at debit side, it is also possible to opt for an our-cost transaction (”OUR"), in which case the principal bears all the costs.
(*) For transfers to Switzerland made using a paper form or via Easy Banking, the international transfer charge will be applied (see Section 3.3).
| Tariff | ||
|---|---|---|
| Outgoing transfer | ||
| Transfer order, sent through a digital banking channel or Self | Free |
|
| Additional charge for an urgent payment (same day settlement) | EUR 0.50 |
|
| Other transfer orders (paper, fax,…) | EUR 0.25 |
First transfer
|
| EUR 25.00 |
from 2nd transfer in the quarter
|
|
| Additional charge for a collective payment | EUR 1.50 |
|
| Additional charge for an urgent payment (same day settlement) | EUR 5.00 |
|
| Additional charge for transfers to non-EEA countries United Kingdom, Switzerland, Andorra, San Marino, Vatican City and the territories of Mayotte and Saint-Pierre-et-Miquelon | EUR 8.00 |
|
| Standing order (sent through a digital banking channel) | Free |
|
| Incoming transfer | ||
| An incoming transfer | Free |
|
| Additional charge for transfers from non-EEA countries United Kingdom, Switzerland, Andorra, San Marino, Vatican City and the territories of Mayotte and Saint-Pierre-et-Miquelon | EUR 8.00 |
|
Transfers
European transfers - special cases
In the cases set out below, the transfer will not be processed as a SEPA payment. The costs of the transaction will be charged at the time of the transaction instead of on a quarterly basis. In some of these cases, an additional charge may apply.
| Tariff | ||
|---|---|---|
| Outgoing transfer | ||
| If the transfer has to be debited from an account not denominated in EUR |
|
|
| If the transfer has to be debited from an account not denominated in EUR and it is marked as an our-cost transaction ("OUR" - the principal bears all the costs.) | Varies by country |
|
| For payments that cannot be made using straight-through processing and which therefore require manual intervention, e.g. where special instructions for the principal’s bank are included |
|
|
| For the manual intervention | EUR 8.00 |
(repair fee) |
| If confirmation by phone, fax or e-mail is required | EUR 10.00 |
|
| Incoming transfer | ||
| If the transfer does not arrive via a SEPA clearing house | EUR 5.00 |
(basic fee) |
| If confirmation by phone, fax, or e-mail is required | EUR 7.00 |
|
| If the transfer does not arrive via a SEPA clearing house and comes from Switzerland, Jersey, Guernsey, Isle of Man or Monaco |
International transfer charge applies
|
|
Transfers
Instant European wire transfers (SCT Instant)
The SCT Instant is an individual electronic payment which can be carried out at any time on any day of the year (24/7, 365 days a year) and which provides the funds to the beneficiary within seconds.
SCT Instant wire transfers meet all of the following conditions:
- wire transfer in EUR;
- between 2 participating bank accounts located in a SEPA country;
- which use an account number in IBAN format;
- displaying the beneficiary's name;
- with shared charges (SHARED).
The SCT Instant can be initiated electronically via Easy Banking Business Web or via Connexis.
| Tariff | ||
|---|---|---|
| Outgoing wire transfer | ||
|
Electronic transfer (immediate clearing, including weekends and public holidays)
|
EUR 1.50 |
Limit of EUR 50,000 per account and per day. |
| Incoming wire transfer | ||
| Incoming wire transfer | Free of charge |
No limit on incoming payments.
|
Transfers
International transfer (6)
The charges set out below apply to all other transfers, i.e.:
- all payments in EUR to or from countries in the European Economic Area, Monaco, Jersey, Guernsey, Isle of Man, Switzerland, United Kingdom, Andorra, San Marino, Vatican City and the territories of Mayotte, Saint-Pierre-et-Miquelon that do not meet the conditions for a "European transfer";
- all payments in EUR to or from countries outside the European Economic Area, Monaco, Jersey, Guernsey, Isle of Man or Switzerland;
- all payments in foreign currency, including to or from other banks in Belgium.
An international transfer to a PSD country is always processed on the basis of shared costs ("SHARED"), i.e. the principal and the beneficiary each pay the costs charged by their own bank. Exception: in case of exchange at debit side, it is also possible to opt for an our-cost transaction ("OUR"), in which case the principal bears all the costs.
| Tariff | ||
|---|---|---|
| Outgoing transfer | ||
| To another BNP Paribas Fortis SA/NV account (4) | Free |
|
| Basic rate (4) | 0,1% |
(min. 8,00 EUR - max. 120,00 EUR)
|
| Telecommunication (SWIFT) | Free |
|
| Intracompany payment Between accounts withing your company or group | €8 |
|
| Additional charge for paper transfers or introduction at the counter | EUR 10.00 |
|
| Additional charge for an urgent payment (same day settlement) (always applied if payment instruction is received by fax) | EUR 5.00 |
|
| Additional charge for phone, fax or e-mail confirmation | EUR 10.00 |
|
| Additional charge for payment by bank cheque | EUR 7.50 |
|
| Additional charge for a payment that cannot be made using straight-through processing and which therefore requires manual intervention, e.g. where special instructions for the principal’s bank are included or where the payment instruction is incomplete. | EUR 8.00 |
(repair fee)
|
| Additional charge for a transfer marked as an ourcost transaction ("OUR" - the principal bears all the costs.) |
Correspondent bank charges, vary by country
|
|
| Incoming transfer | ||
| From another BNP Paribas Fortis SA/NV account | Free |
|
| Basic rate | 0,1% |
(min. 8,00 EUR - max. 120,00 EUR)
|
| Intracompany payment Between accounts within your company or group | EUR 8.00 |
|
| Additional charge for phone, fax or e-mail | EUR 7.00 |
|
Transfers
Remote payment initiation (RPI)
The costs in the context of the service "Remote Payment Initiation" only cover the sending or receipt of debit orders. The various fees and commissions arising from the execution of these debit orders are not included in the price.
See tarif sheet «MBR/RPI/SFT»
| Tariff | ||
|---|---|---|
| MT 101 incoming | EUR 2.50 |
/ payment order
|
| MT 101 outgoing | EUR 1.50 |
/ payment order
|
Transfers
Valuation rules
| Tariff | ||
|---|---|---|
| Debit = Execution date | ||
| Credit = Execution date | ||
| Exception |
|
|
| Transfer with exchange |
execution date + 2 bank business days |
|
Direct debits
Direct debits
Debtor
| Tariff | ||
|---|---|---|
| Per transaction | Free |
|
| Unjust claim for refund of an unauthorised transaction (between 8 weeks and 13 months after execution date) | EUR 15.00 |
|
Direct debits
Creditor
| Tariff | ||
|---|---|---|
| European direct debit "Core": |
|
|
| New contract set-up fee | EUR 125.00 |
|
| Per collection to/from an entity of BNP Paribas Fortis SA/NV or a European entity of BNP Paribas | EUR 0.05 |
|
| Per other collection | EUR 0.05 |
|
| European direct debit "B2B" |
|
|
| New contract set-up fee | EUR 125.00 |
|
| Per collection to/from an entity of BNP Paribas Fortis SA/NV or a European entity of BNP Paribas | EUR 0.05 |
|
| Per other collection | EUR 0.05 |
|
| Reversal/refused European direct debit |
|
|
| Per reversal/refused collection | EUR 0.05 |
|
| EUR 0.15 |
from 201st reversal/refused collection in the quarter |
|
| Refund of a disputed collection after 8 weeks, but within 13 months of the transaction (Belgian creditor-Belgian debtor) | EUR 15.00 |
|
| Refund of a disputed collection after 8 weeks, but within 13 months of the transaction where the debtor’s claim is justified (others) | EUR 15.00 |
|
Direct debits
Miscellaneous
| Tariff | ||
|---|---|---|
| Copy Mandate | EUR 15.00 |
|
Direct debits
Value date
| Tariff | ||
|---|---|---|
| Debit |
Execution date |
|
| Credit |
Execution date |
|
Costs relating to bank and credit cards
Costs relating to bank and credit cards
Cards
| Tariff | ||
|---|---|---|
| Bank card | ||
| Card fee | EUR 2.97 |
quarter
|
| Cash withdrawal service at BNP Paribas Fortis SA/NV ATMs in Belgium using the Access card (1) | EUR 2.00 |
quarter |
| Cash deposit service at BNP Paribas Fortis SA/NV ATMs in Belgium using the Access card (1) | EUR 2.00 |
quarter |
| Self Cash Deposit card (1) | EUR 2.00 |
quarter |
| Replacement of lost or stolen bank card | EUR 8.26 |
card
|
| Cost of a personalised card (per personalisation and per card) | EUR 7.02 |
card
|
| Credit card | ||
| Visa Business Blue (1) | EUR 6.75 |
quarter
|
| Visa / Mastercard Business Silver (1) | EUR 12.75 |
quarter
|
| Replacement of lost or stolen Visa / Mastercard (1) | EUR 10.00 |
card
|
Costs relating to bank and credit cards
Transactions in EUR
| Tariff | ||
|---|---|---|
| Debit | ||
| Payment in EUR by bank card within the EEA (2) | Free |
|
| Payment in EUR by bank card outside the EEA (2) | 1% |
of the amount
|
| Payment by credit card in EUR | Free |
|
| Value dates | ||
| Payment by bank card |
Transaction date |
|
Costs relating to bank and credit cards
Transactions in currencies other than the Euro
| Tariff | ||
|---|---|---|
| Debit | ||
| Payment by bank card |
|
|
| Handling fee | 1% |
of the amount
|
| Exchange rate margin (8) | 1.35% |
of the amount
|
| Payment by credit card (1) exchange rate margin included in the exchange rate |
|
|
|
Visa / MasterCard (9)
|
1.60% |
of the amount
|
| Withdrawal by bank card |
|
|
| Handling fee (1) | EUR 2.36 + 0,25% |
of the amount
|
| Exchange rate margin (1) | 1,35% |
of the amount
|
| Withdrawal by credit card: exchange rate margin included in the exchange rate (1) |
|
|
| Visa / MasterCard | EUR 6.00 + 1.60% |
margin on the exchange rate
|
|
||
| Value date | ||
| Payment by bank card |
Transaction date
|
|
| Withdrawal by bank card |
|
|
Cheques
Cheques
Domestic and international cheques
| Tariff | ||
|---|---|---|
| Debit | ||
| Cheque (1) | EUR 4.00 |
|
| Issue of bank cheque (1) | EUR 4.00 |
|
| Issue of circular cheque (1) |
|
|
| Electronic | EUR 3.00 |
|
| Paper | EUR 3.00 |
|
| Cheque book of 4 BNP Paribas Fortis SA/NV cheques (1) | EUR 4.00 |
|
| Dispatch of cheque book by registered post | Postage |
|
| Certification of EUR cheques (7) | EUR 2.50 |
per cheque
|
| Charge for dishonoured cheques | EUR 12.40 |
per cheque
|
| Stop payment on cheque | EUR 25.00 |
|
| Belgian cheque collected abroad | ||
| Credit | ||
| Remittance of cheques |
|
|
| At the counter | EUR 6.00 |
|
| Via Isabel (electronic deposit) | EUR 2.00 |
|
| - Foreign cheque cashed in Belgium | ||
| Value date | ||
| Debit cheque |
Execution date - 1 calendar day |
|
| Remittance of cheques |
Execution date + 2 calendar days |
|
National bills of exchange (5)(6)
National bills of exchange (5)(6)
Debit
| Tariff | ||
|---|---|---|
| Payment of bill of exchange | Free |
|
| Commission for late payment | EUR 40.00 |
|
| Commission for late payment with certificate of discharge of trade bill debt | EUR 60.00 |
|
| International Bill of exchange | ||
National bills of exchange (5)(6)
Credit
| Tariff | ||
|---|---|---|
| Collection fee | EUR 15.00 |
|
| Additional charge if waiver of Article 45 is not signed | EUR 2.50 |
|
| Additional charge for a non-normalised bill of exchange | EUR 10.00 |
|
| Unpaid | EUR 15.00 |
+ protest costs
|
| Additional charge if waiver of Article 45 is not signed | EUR 10.00 |
|
| Modification to a bill of exchange | EUR 15.00 |
|
| Commission for withdrawal of bill of exchange | EUR 25.00 |
|
| Certificate of discharge of trade bill debt | EUR 40.00 |
|
| Costs for manual intervention | EUR 60.00 |
|
| Bailiff: refusal of protest for an unpaid, non-normalised bill of exchange | EUR 35.00 |
|
| Other copies and certificates | EUR 12.50 |
|
| International Bill of exchange | ||
National bills of exchange (5)(6)
Value date
| Tariff | ||
|---|---|---|
| Debit |
Due date - 1 bank business day
|
|
| Credit |
Due date + 3 bank business days
|
|
Electronic banking
| Tariff | ||
|---|---|---|
| Easy Banking Business |
Subscription free of charge
|
|
| EUR 2.00 |
/ month per Easy Banking Business card (charged quarterly)
|
|
| EUR 20.66 |
/ card reader
|
|
| EUR 100.00 |
for urgent card delivery
|
|
| Isabel 6 |
See www.isabel.eu |
|
| Other BNP Paribas Fortis SA/NV functionalities (integrated in Isabel 6) | Free |
|
| Connexis | On request |
|
| Host-to-host (direct connection) | On demand |
|
Electronic banking
Reporting
Reporting
Electronic
| Tariff | ||
|---|---|---|
| CODA | EUR 8.00 |
/ account / month (charged quarterly)
|
| SWIFT |
|
|
| End of day (MT940 from a BNP Paribas Fortis account in your e-banking channel) | EUR 8.00 |
/ account / month (charged quarterly)
|
| End of day (MT 940 incoming from another entity - Centralising Bank) | EUR 45.00 |
/ account / quarter
|
| End of day (MT 940 outgoing to another entity - Reporting Bank) | EUR 125.00 |
/ account / bic code / quarter |
| Intraday (MT 942 incoming) | EUR 75.00 |
/ account / quarter
|
| Intraday (MT 942 outgoing) | EUR 250.00 |
/ account / bic code / quarter
|
| Balance intraday (MT 941 outgoing) | EUR 250.00 |
/ account / bic code / quarter
|
| XML |
|
|
| Statement Camt.053 | EUR 8.00 |
/ account / month (charged quarterly) |
| Debit/credit detail notification Camt.054 | EUR 8.00 |
/ account / month (charged quarterly)
|
| Intraday Camt.052 | EUR 15.00 |
/ account / month (charged quarterly)
|
| Miscellaneous | Free |
|
| Unique set up fee for the validation and input of a new mandate for sending the electronic reporting to a third party (costs to be born by that third party) |
|
|
| Mandate signed manually (paper or PDF) | EUR 15.00 |
/ account
|
| Mandate signed electronically | EUR 2.00 |
/ account
|
Reporting
Paper
| Tariff | ||
|---|---|---|
| Consultation and download of statements in PDF via Easy Banking Business | Free |
|
| By post |
|
|
| Full paper statement | Postage |
+ 5 eur per envelope
|
| Abbreviated paper statement | Postage |
+ 5 eur per envelope
|
| Debit advice notices | EUR 5.00 |
|
| Credit advice notices | EUR 5.00 |
|
* To avoid the charges associated with these offline requests, you can use our Easy Banking Business platform – available 7 days a week, 24 hours a day.
International desk
| Tariff | ||
|---|---|---|
| Customer onboarding fee (1) (cost deducted at the opening of the first account) | EUR 500.00 |
|
| Supplementary account fees for international follow-up (7) | EUR 25.00 |
/ month / account (charged quarterly)
|
International desk
Diplomatic missions and international non-profit associations
| Tariff | ||
|---|---|---|
| Customer onboarding fee (1) | EUR 1000.00 |
Cost deducted at the opening of the first account
|
| Account fees (1) |
|
|
| Current accounts for Diplomatic Missions | EUR 200.00 |
/ month / legal entity (charged quarterly). |
| Current accounts for INPA | EUR 100.00 |
/ month / legal entity (charged quarterly).
|
Diplomatic missions and international non-profit associations
Miscellaneous
Miscellaneous
I-message
| Tariff | ||
|---|---|---|
| Subscription | Free |
|
| Per SMS sent | EUR 0.1488 |
|
Miscellaneous
Requests, summaries and copies (7)
| Tariff | ||
|---|---|---|
| Graduated calculation of interest (1) | EUR 50.00 |
|
| Copy of cheques | EUR 50.00 |
|
| Copy of accounting records | EUR 50.00 |
|
| Summary / transaction history (only for transactions older than 1 month)* | EUR 50.00 |
/ queried month / account
|
| Bulk searches | EUR 60.00 |
/ hour
|
| Searches, modifications or cancellations relating to transfers (cross-border and SEPA European credit transfers) are subject to a fee of 25,00 EUR + 21% VAT = 30,25 EUR plus any costs charged to us by correspondents. This fee is not charged if the request results from an error committed by the bank. | EUR 25.00 |
|
| Capital increase | Price on application |
|
| Establishment of a company | Price on application |
|
| Fund monitoring | Price on application |
|
| Other requests* | EUR 50.00 | |
| Fax / e-mail agreement | EUR 50.00 |
|
| DHL/Euro-Sprinters/Express Courier fees | EUR 50.00 |
|
| Manual Invoice request | EUR 50.00 |
|
| Report Drawing up a report with an overview of transactions and conditions that apply for each account | EUR 50.00 |
|
| SWIFT copy - confirmation of a transaction | EUR 50.00 |
per operation
|
* To avoid the charges associated with these offline requests, you can use our Easy Banking Business platform – available 7 days a week, 24 hours a day.
Miscellaneous
Letters of recommendation and certificates (7)
| Tariff | ||
|---|---|---|
| Letters of recommendation | EUR 25.00 |
|
| Ordinary certificates | EUR 25.00 |
|
| Certificates for auditors (per legal entity) |
|
|
| Online | EUR 125.00 |
|
| Offline | EUR 200.00 |
|
| Bank ID statement |
|
|
| - Via Easy Banking Business | Free |
|
| - All other demands | EUR 50.00 |
|
| Bank Declaration | EUR 100.00 |
|
Miscellaneous
Correspondence
All items: all postage charged at cost (statements, advice notices, dispatch of transfer forms) or at the registered post rate (remittance of cheques).
Miscellaneous
Signatures
| Tariff | ||
|---|---|---|
| Not aligned paper mandates (10) | EUR 50.00 |
per request, per account
|
| Cot duly signed contract | EUR 50.00 |
per contract
|
(1) VAT does not apply
(2) EEA: European Economic Area: Member States of the European Union plus Iceland, Norway and Liechtenstein
(3) Isabel, Easy Banking, Phone Banking, Self and Connexis
(4) Isabel, Easy Banking, Self, Connexis
(5) No VAT on discounted bills of exchange
(6) Costs charged at the time of the transaction
(7) The supplementary account fees for international follow-up are in addition to the standard fee for current accounts in EUR
(8) Conversion of the transaction into EUR based on the exchange rate of Mastercard/Maestro or Visa on the day the transaction is processed and subject to an exchange rate margin.
(9) Conversion of the transaction into EUR based on the exchange rate of the European Central Bank on the day the transaction is processed and subject to an exchange rate margin.
(10) This rate can be avoided by not doing any more manual payments and aligning your paper mandates with your Easy Banking Business or Isabel mandates.
This information sheet was produced by BNP Paribas Fortis SA/NV for information purposes only. The information in this sheet is subject to changes.
CORPORATE BANKING
BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels - RPM/RPR Brussels, VAT BE0403.199.702
Intermediary authorized under number 25.879A by the FSMA - Responsible editor: Katie Van Dam
