Tariff

Standard charges for the main transactions and services

Charges applicable for Corporate Banking, Belgium clients.

  • General Information
    • All charges are exclusive VAT except where stated otherwise.
    • The costs are charged quarterly, except where stated otherwise.
    • These charges apply to Belgian customers and international customers (non-residents).
    • The charges are subject to the General Terms and Conditions of BNP Paribas Fortis SA/NV.
Current tariffs Future tariffs

Current accounts in EUR *

Tariff
Opening an account Free
Closing an account Free
Periodic statement (overdraft) (1) EUR 15.00
Account fees (1)
 
Current accounts in EUR EUR 7.50
/ Month / Account (charged quarterly via EUR account)
Currency account(s) linked to the same EUR current account EUR 7.50
/ Month (charged quarterly via EUR account. Number of currencies  unlimited.
Debit interest rate:
Authorized debit balance 14,568 %
Unauthorized debit balance 18,27 %
* (also applies to overdraft accounts)

Current accounts in EUR *

Withdraw and deposit cash

Withdraw and deposit cash

Euro coins

Tariff
Withdraw
At the counter (1) EUR 1.00
Deposit
In clip at the counter (small quantities) Free
Loose at the counter (1) EUR 5.00
per bag of max. 10 kg
EUR 10.00
per bag of max. 10 kg from 13th deposit in the quarter
Via security transport service On request
Value date
Credit - Remitted in clips at the counter
Transaction date + 1 calendar day
Credit - Remitted loose at the counter
Transaction date + max. 5 bank working days

Withdraw and deposit cash

Euro banknotes

Tariff
Withdraw
At the counter (1) EUR 1.00
By bank card at BNP Paribas Fortis SA/NV ATMs in Belgium Free
In EUR by bank card at non-BNP Paribas Fortis SA/NV ATMs in Belgium and at ATMs within the EEA (2) EUR 0.08
Withdrawing from ATMS by Credit Card (Visa, Mastercard) and Business Prepaid Card within the EEA (2) EUR 6.00 + 1 % EUR 5.00 + 1 %
of the amount withdrawn of the amount withdrawn Tariff effective from 01/01/2019 Tariff will change on 01/01/2019
Deposit
At the counter - immediate count or in envelope* (1) EUR 5.00
EUR 10.00
from 13th deposit in the quarter
In day and night safe (1) EUR 2.50
EUR 8.00
from 76th deposit in the quarter
In Self Cash deposit (1) EUR 2.50
Via security transport service On request
Value date
Debit - Withdrawal at the counter
Transaction date
Debit - Withdrawal from ATMs
Transaction date
Credit - Deposit at the counter
Transaction date + 1 calendar day
Credit - Deposit in Self Cash deposit
Transaction date
Credit - Deposit in day and night safe
Execution date + 1 calendar day
* (only possible with a day and night safe contract)

Withdraw and deposit cash

Foreign currency banknotes deposited to / withdrawn (7)

Immediate deposit and withdrawal of foreign currency banknotes in an account denominated in the same currency is only possible for CHF, USD and GBP. The costs are charged at the time of the transaction:

Tariff
Deposit/Withdrawal
Per deposit/withdrawal (1) 1,25 %
(min EUR 2.50 - max EUR 30.00)
Value date
Debit
Transaction date
Credit
Transaction date + 1 calendar day

Withdraw and deposit cash

Day and night safe

Tariff
Annual fee per key (or magnetic card) (1) EUR 18.59
Lost key (or magnetic card) (1) EUR 29.40

Transfers

Transfers

European transfers

A European transfer (SEPA) is a transaction in EUR:

  • to or from another Member State of the European Economic Area (2), Monaco, Jersey, Guernsey, Isle of Man or Switzerland (*);
  • complete with the beneficiary’s correct IBAN and name;
  • with the BIC of the beneficiary’s bank;
  • processed without manual intervention (Straight-Through Processing), e.g. without special instructions to the principal’s bank.

European transfers are always shared-cost transactions ("SHARED"), i.e. the principal and the beneficiary each pay only the costs charged by their own bank. Exception: in case of exchange at debit side, it is also possible to opt for an our-cost transaction (”OUR"), in which case the principal bears all the costs.

(*) For transfers to Switzerland made using a paper form or via Easy Banking, the international transfer charge will be applied (see Section 3.3).

Tariff
Outgoing transfer
Electronic transfer (3) Free
Additional charge for an urgent payment (same day settlement) EUR 0.50
Paper transfer EUR 0.25
EUR 10.00
from 4th transfer in the quarter
Additional charge for a collective payment EUR 1.50
Additional charge for an urgent payment (same day settlement) EUR 5.00
Additional charge for transfers to Switzerland EUR 7.00
Standing order Free
Incoming transfer
An incoming transfer Free
Additional charge for transfers from Switzerland EUR 5.00

Transfers

European transfers - special cases

In the cases set out below, the transfer will not be processed as a SEPA payment. The costs of the transaction will be charged at the time of the transaction instead of on a quarterly basis. In some of these cases, an additional charge may apply.

Tariff
Outgoing transfer
If the transfer has to be debited from an account not denominated in EUR
If the transfer has to be debited from an account not denominated in EUR and it is marked as an our-cost transaction ("OUR" - the principal bears all the costs.) Varies by country
For payments that cannot be made using straight-through processing and which therefore require manual intervention, e.g. where special instructions for the principal’s bank are included
For the manual intervention EUR 8.00

(repair fee)

If confirmation by phone, fax or e-mail is required EUR 10.00
Incoming transfer
If the transfer does not arrive via a SEPA clearing house EUR 5.00

(basic fee)

If confirmation by phone, fax, or e-mail is required EUR 7.00
If the transfer does not arrive via a SEPA clearing house and comes from Switzerland, Jersey, Guernsey, Isle of Man or Monaco
International transfer charge applies

Transfers

International transfer (7)

The charges set out below apply to all other transfers, i.e.:

  • all payments in EUR to or from countries in the European Economic Area, Monaco, Jersey, Guernsey, Isle of Man or Switzerland that do not meet the conditions for a "European transfer";
  • all payments in EUR to or from countries outside the European Economic Area, Monaco, Jersey, Guernsey, Isle of Man or Switzerland;
  • all payments in foreign currency, including to or from other banks in Belgium.

An international transfer to a PSD country in a PSD currency (5) is always processed on the basis of shared costs ("SHARED"), i.e. the principal and the beneficiary each pay the costs charged by their own bank. Exception: in case of exchange at debit side, it is also possible to opt for an our-cost transaction ("OUR"), in which case the principal bears all the costs.

Tariff
Outgoing transfer
To another BNP Paribas Fortis SA/NV account (4) Free
Basic rate (4) 1 °/°°

(min. 7,00 EUR - max. 100,00 EUR)

Telecommunication (SWIFT) Free
Additional charge for paper transfers or introduction at the counter EUR 10.00
Additional charge for an urgent payment (same day settlement) (always applied if payment instruction is received by fax) EUR 5.00
Additional charge for phone, fax or e-mail confirmation EUR 10.00
Additional charge for payment by bank cheque EUR 7.50

(+ costs for remittance by registered post)

Additional charge for a payment that cannot be made using straight-through processing and which therefore requires manual intervention, e.g. where special instructions for the principal’s bank are included or where the payment instruction is incomplete. EUR 8.00
(repair fee)
Additional charge for a transfer marked as an ourcost transaction ("OUR" - the principal bears all the costs.)
Correspondent bank charges, vary by country
Incoming transfer
From another BNP Paribas Fortis SA/NV account Free
Basic rate 1 °/°°

(min. 5,00 EUR - max. 100,00 EUR)

Additional charge for phone, fax or e-mail EUR 7.00

Transfers

Remote payment initiation (RPI)

  • MT 101 incoming: EUR 2,00 / payment order
  • MT 101 outgoing: EUR 1,00 / payment order

The costs mentioned above in the context of the service "Remote Payment Initiation" only cover the sending or receipt of debit orders. The various fees and commissions arising from the execution of these debit orders are not included in the price above.

See tarif sheet «MBR/RPI/SFT»

Transfers

Valuation rules

Tariff
Debit = Execution date
Credit = Execution date
Exception
Transfer with exchange

execution date + 2 bank business days

Direct debits

Direct debits

Debtor

Tariff
Per transaction Free
Unjust claim for refund of an unauthorised transaction (between 8 weeks and 13 months after execution date) EUR 15.00

Direct debits

Creditor

Tariff
European direct debit "Core":
Per collection to/from an entity of BNP Paribas Fortis SA/NV or a European entity of BNP Paribas EUR 0.03
Per other collection EUR 0.05
European direct debit "B2B"
New contract set-up fee EUR 250.00
Per collection to/from an entity of BNP Paribas Fortis SA/NV or a European entity of BNP Paribas EUR 0.05
Per other collection EUR 0.07
Reversal/refused European direct debit
Per reversal/refused collection EUR 0.05
EUR 0.15

from 201st reversal/refused collection in the quarter

Refund of a disputed collection after 8 weeks, but within 13 months of the transaction where the debtor’s claim is justified. EUR 15.00

Direct debits

Miscellaneous

Tariff
Copy Mandate EUR 15.00

Direct debits

Value date

Tariff
Debit

Execution date

Credit

Execution date

Costs relating to bank and credit cards

Costs relating to bank and credit cards

Cards

Tariff
Bank card
Annual card fee EUR 2.97
Cash withdrawal service at BNP Paribas Fortis SA/NV ATMs in Belgium using the Access card EUR 2.00

service (1)

Self Cash Deposit card EUR 1.00

quarter

Replacement of lost or stolen bank card EUR 6.61
card
Cost of a personalised card (per personalisation and per card) EUR 7.02
card
Credit card and Business Prepaid Card
Visa Business Blue EUR 6.75 EUR 5.50
quarter (1) quarter (1) Tariff effective from 01/01/2019 Tariff will change on 01/01/2019
Visa / Mastercard Business Silver EUR 12.75 EUR 11.50
quarter (1) quarter (1) Tariff effective from 01/01/2019 Tariff will change on 01/01/2019
Business Prepaid Card EUR 4.50
quarter
Replacement of lost or stolen Visa / Mastercard EUR 8.00
card (1)
Replacement Business Prepaid Card EUR 8.00
card

Costs relating to bank and credit cards

Transactions in EUR

Tariff
Debit
Payment in EUR by bank card within the EEA (2) Free
Payment in EUR by bank card outside the EEA (2) 1%
of the amount
Payment by credit card in EUR Free
Value dates
Payment by bank card

Transaction date

Costs relating to bank and credit cards

Transactions in currencies other than the Euro

Tariff
Debit
Payment by bank card
Handling fee 1%
of the amount
Exchange rate margin 1.35%
of the amount
Payment by credit card (1) and Business Prepaid Card exchange rate margin included in the exchange rate
Visa / MasterCard / Business Prepaid Card 1.60%
of the amount
Withdrawal by bank card
Handling fee (1) EUR 2.36
+ 0,25% of the amount
Exchange rate margin (1)
1,35% of the amount
Withdrawal by credit card (1) and Business Prepaid Card: exchange rate margin included in the exchange rate
Visa / MasterCard / Business Prepaid Card EUR 6.00 + 1.60% EUR 5.00 + 1.60%
margin on the exchange rate margin on the exchange rate Tariff effective from 01/01/2019 Tariff will change on 01/01/2019
Value date
Payment by bank card
Transaction date
Withdrawal by bank card

Transaction date

National cheques

National cheques

Debit

Tariff
Cheque (1) EUR 1.00
Issue of bank cheque EUR 2.50
Issue of circular cheque
Electronic EUR 3.00
Paper EUR 3.00
Cheque book of 4 BNP Paribas Fortis SA/NV cheques (1) EUR 1.00
Dispatch of cheque book by registered post Postage
Certification of EUR cheques (7) EUR 2.50
per cheque
Charge for dishonoured cheques EUR 12.40
per cheque

National cheques

Credit

Tariff
Remittance of cheques
At the counter (1) EUR 5.00
At the counter, in envelope (only possible with day and night safe contract) (max 8/envelope) (1) EUR 2.50
Via the day and night safe (1) EUR 2.50
Via security transport service (1) On request

National cheques

Value date

Tariff
Debit cheque

Execution date - 1 calendar day

Remittance of cheques

Execution date + 2 calendar days

National bills of exchange

National bills of exchange

Debit

Tariff
Payment of bill of exchange Free
Commission for late payment EUR 40.00
Commission for late payment with certificate of discharge of trade bill debt EUR 60.00

National bills of exchange

Credit

Tariff
Collection fee EUR 10.00
Additional charge if waiver of Article 45 is not signed EUR 2.50
Additional charge for a non-normalised bill of exchange EUR 10.00
Unpaid EUR 15.00
+ protest costs
Additional charge if waiver of Article 45 is not signed EUR 10.00
Modification to a bill of exchange EUR 15.00
Commission for withdrawal of bill of exchange EUR 25.00
Certificate of discharge of trade bill debt EUR 40.00
Costs for manual intervention EUR 60.00
Bailiff: refusal of protest for an unpaid, non-normalised bill of exchange EUR 35.00
Other copies and certificates EUR 12.50

National bills of exchange

Value date

Tariff
Debit
Due date - 1 bank business day
Credit
Due date + 3 bank business days

Electronic banking

Tariff
Easy Banking Business
Subscription free of charge
  EUR 2.00
/ month per Easy Banking Business card (charged quaterly)
EUR 20.66
/ card reader
EUR 100.00
for urgent card delivery
Isabel 6

See www.isabel.eu

Other BNP Paribas Fortis SA/NV functionalities (integrated in Isabel 6) Free
Connexis On request
Host-to-host (direct connection) On demand

Electronic banking

Reporting

Reporting

Electronic

Tariff
CODA EUR 8.00
/ account / month (charged quarterly)
SWIFT
End of day (MT 940 incoming) EUR 30.00
/ account / quarter
End of day (MT 940 outgoing) EUR 90.00

/ account / bic code / quarter

Intraday (MT 942 incoming) EUR 75.00
/ account / quarter
Intraday (MT 942 outgoing) EUR 150.00
/ account / bic code / quarter
Balance intraday (MT 941 outgoing) EUR 150.00
/ account / bic code / quarter
XML
Statement Camt.053 EUR 8.00

/ account / month (charged quaterly)

Debit/credit detail notification Camt.054 EUR 8.00
/ account / month (charged quaterly)
Miscellaneous Free
Unique set up fee for the validation and input of a new mandate for sending the electronic reporting to a third party (costs to be born by that third party)
Mandate signed manually (paper or PDF) EUR 15.00
 / account
Mandate signed electronically EUR 2.00
 / account

Reporting

Paper

Tariff
Via statement printer / Self Free
By post Postage
Full paper statement Postage
Additional charge where urgent daily (1) EUR 10.00
Abbreviated paper statement Postage
Available in the agency
Daily EUR 10.00
Other frequency EUR 5.00
Detailed advice notices
Debit advice notices (1) EUR 5.00
Credit advice notices (1) EUR 5.00
Duplicate statements (7)
Within last 12 months EUR 5.21
/ inquiry / account / month
More than 12 months ago EUR 7.50
/ inquiry / account / queried week

International desk

Tariff
Customer onboarding fee (cost deducted at the opening of the first account) EUR 500.00
Supplementary account fees for international follow-up (8) EUR 25.00
/ month / account (charged quaterly)

International desk

Miscellaneous

Miscellaneous

I-message

Tariff
Subscription Free
Per SMS sent EUR 0.1488

Miscellaneous

Searches, summaries and copies (7)

Tariff
Graduated calculation of interest (1) EUR 12.50
Copy of cheques EUR 12.50
Copy of accounting records EUR 6.25
Summary / transaction history (only for transactions older than 1 month) EUR 7.50
/ queried month
Bulk searches EUR 38.00
/ hour
For searches relating to transfers, cancellations or changes (including European SEPA payments), a charge of EUR 12.39 is applied and augmented with the charges from the correspondent bank(s), where applicable. These costs will not be charged if the request results from an error by the bank.

Miscellaneous

Letters of recommendation and certificates (7)

Tariff
Letters of recommendation EUR 25.00
Ordinary certificates EUR 25.00
Certificates for auditors (per legal entity)
From 1 to 5 accounts EUR 100.00
More than 5 accounts EUR 125.00
Bank ID statement EUR 25.00
Bank Declaration EUR 100.00

Miscellaneous

Correspondence

All items: all postage charged at cost (statements, advice notices, dispatch of transfer forms) or at the registered post rate (remittance of cheques).

(1) VAT does not apply

(2) EEA: European Economic Area: Member States of the European Union plus Iceland, Norway and Liechtenstein

(3) Isabel, Easy Banking, Phone Banking, Self and Connexis

(4) Isabel, Easy Banking, Self, Connexis

(5) The Payment Services Directive (PSD) was designed to create a common legal framework for payment services within the European Union. It is also relevant to the three other countries of the European Economic Area (EEA) – Iceland, Liechtenstein and Norway. The PSD currencies are as follows: EUR, BGN, CZK, DKK, HUF, HRK, PLN, RON, SEK, GBP, NOK, ISK and CHF

(6) No VAT on discounted bills of exchange

(7) Costs charged at the time of the transaction

(8) The supplementary account fees for international follow-up are in addition to the standard fee for current accounts in EUR

 

This information sheet was produced by BNP Paribas Fortis SA/NV for information purposes only. The information in this sheet is subject to changes.

 

CORPORATE BANKING

BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels - RPM/RPR Brussels, VAT BE0403.199.702
Intermediary authorized under number 25.879A by the FSMA - Responsible editor: Olivier Peeters

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