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End-of-year checklist for your business
3 priorities, a tailor-made offer
Discover the advantages of the Fiscal & Social Instalment Loan, the Bonifisc credit, the tax shelter and warrants. You may also combine these solutions.
| Fiscal and Social Instalment Loan* | Bonifisc* | |
|---|---|---|
| Purpose |
|
|
| Term | 6 to 12 months | 8 to 12 months |
| Amount | the amount you need; min. EUR 2,500; no max. | amount required to make the prepayments; min. EUR 1,500; no max. |
| Use | loan amount transferred to your account | we take care of the prepayments |
| Arrangement fee | EUR 150 | EUR 150 |
| Advantage | you can choose the date of the first repayment | automatically renewable loan |
Interested? Submit your application via Easy Banking Business now
- It’s fast and easy to do
- Benefit from instant processing
- Avoid a 150 euro handling fee
A special menu for 2022
Tax Shelter: another way to reduce your tax base
Perhaps you will watch a good movie over the holidays and notice that the production was financed by the Belgian Tax Shelter as you read the credits?
- Did you know that you can combine advance payments and a ‘cultural’ Tax Shelter in a way that benefits you? Thanks to the Tax Shelter, your global gain – in the form of a tax reduction – is higher than the sum invested.
- This interesting product was specifically created for companies subject to the ordinary corporate income tax rate. At the reduced rate, the product is no longer attractive. As a tax product, it implies specific constraints and risks.
Does this sound interesting? Talk to your accountant or a financial or tax adviser and take the time to read the prospectus, and in particular all the risks associated with the product (see p. 9 and the following + p. 20 and the following in the prospectus) before making an investment decision. The FSMA's approval of this prospectus should not be considered as an endorsement of the product.
“Since its inception in 2007, BNP Paribas Fortis Film Finance has invested more than EUR 330 million in over 500 productions, with the help of more than 1,700 Belgian companies"
One bonus is not the same as another
A bonus is always good news for your employees, but its social treatment differs from system to system. Some bonuses are taxed more than others.
- Warrants create a win-win situation for you and your employees: with warrants, you can give your employees a higher bonus (compared to a traditional cash bonus) and at the same time reduce your costs. Under certain conditions, you, as an employer can enjoy an exemption from social security contributions on warrants and your employees can enjoy personal social security contributions.
- Warrants are tax deductible for your company.
- NEW: support the Food Banks thanks to “Warrants@work with an impact”.
BNP Paribas Fortis is the first Belgian bank to launch warrants with a social aspect. This gives your company the opportunity to donate part of the exemption or a free amount to the Food Banks. In this way, you strike a double blow: not only do you improve the purchasing power of your employees, you also make them aware of the importance of supporting people who are less fortunate.
With a bonus in Call Warrants instead of cash, eligible employees are left with an after-tax income that is about 34% higher (if the sales value of the Call Warrants equals their grant value).
Does your company meet the criteria to qualify for the tax shelter or bonuses in the form of warrants?
Ask your financial adviser for more information.
Discuss with usAttractive potential return
Tax prepayment and Tax Shelter:
You can replace part of your advance payments with a Tax Shelter to take full advantage of both solutions. You thus enjoy the benefit of the Tax Shelter (subject to the receipt of a Tax Shelter certificate) and the potential financial return on it. A Tax Shelter entails certain risks that should be considered before investing. Check our Tax Shelter page and the prospectus for more information. We therefore recommend that you discuss this with your accountant or a financial or tax adviser.
You can invest in BNP Paribas Fortis Film Finance from EUR 15,000. In view of the conditions to which the Tax Shelter is subject, this investment is in principle possible as soon as your company's taxable profit exceeds approximately EUR 170,000.
* Lender: BNP Paribas Fortis SA/NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702. Subject to approval of your application. The information provided to you is for information purposes only and is neither an offer of credit nor a promissory note. It is provided to you as a basis for further discussion. The Bank may change the information contained on its website without any prior notice and is under no obligation to inform (potential) customers about any such change.