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End-of-year checklist for your business
3 priorities, a tailor-made offer
Discover the advantages of the Fiscal & Social Instalment Loan, the Bonifisc credit, the tax shelter and warrants. You may also combine these solutions.
| Fiscal and Social Instalment Loan* | Bonifisc* | |
|---|---|---|
| Purpose |
|
|
| Term | 6 to 12 months | 8 to 12 months |
| Amount | the amount you need; min. EUR 2,500; no max. | amount required to make the prepayments; min. EUR 1,500; no max. |
| Use | loan amount transferred to your account | we take care of the prepayments |
| Arrangement fee | EUR 150 | EUR 150 |
| Advantage | you can choose the date of the first repayment | automatically renewable loan |
Interested? Submit your application via Easy Banking Business now
- It’s fast and easy to do
- Benefit from instant processing
- Avoid a 150 euro handling fee
A special menu for 2021
The tax shelter: another possible means of reducing your taxable base.
Perhaps you watched a great film at New Year and noticed in the end credits that it was financed by a tax shelter?
- Did you know that you can advantageously combine advance payments and the ‘cultural’ tax shelter? You benefit because the tax shelter allows you to save more tax than the amount invested.
- The product is interesting and intended for companies subject to the ordinary rate of corporation tax. It is no longer of interest if you are taxed at a reduced rate. It is a tax product with limitations and specific risks.
Are you interested? Consult your accountant or financial/fiscal adviser and take the time to read the prospectus (and its annex), in particular all the risks associated with this product (see p. 13 and following + p. 20 and following in the prospectus), before deciding to invest. The approval of this prospectus by the FSMA should not be construed as a favourable opinion.
“Since its creation in 2007, BNP Paribas Fortis Film Finance has been able, with the help of nearly 1,500 Belgian companies, to invest over EUR 315 million in more than 400 productions. We are particularly proud to have contributed to the financing of four films that have been selected for the 74th Cannes Film Festival, one of which even made it to the official selection. The film ‘Rookie’, with Matteo Simoni, Veerle Baetens and Stefaan Degand among others, also came about thanks to the tax shelter. Just like the Ketnet series ‘Hoodie’, which will be shown in 71 countries, and the internationalisation of the television series ‘The Smurfs’."
One bonus is not the same as another
A bonus is always good news for your employees, but its social treatment differs from system to system. Some bonuses are taxed more than others.
- Warrants create a win-win situation for you and your employees: with warrants, you can give your employees a higher bonus (compared to a traditional cash bonus) and at the same time reduce your costs. Under certain conditions, you, as an employer can enjoy an exemption from social security contributions on warrants and your employees can enjoy personal social security contributions.
- Warrants are tax deductible for your company.
- NEW: support the Food Banks thanks to “Warrants@work with an impact”.
BNP Paribas Fortis is the first Belgian bank to launch warrants with a social aspect. This gives your company the opportunity to donate part of the exemption or a free amount to the Food Banks. In this way, you strike a double blow: not only do you improve the purchasing power of your employees, you also make them aware of the importance of supporting people who are less fortunate.
With a bonus in Call Warrants instead of cash, eligible employees are left with an after-tax income that is about 34% higher (if the sales value of the Call Warrants equals their grant value).
Does your company meet the criteria to qualify for the tax shelter or bonuses in the form of warrants?
Ask your financial adviser for more information.
Discuss with usExtra potential return
Prepayments and tax shelter:
You can replace part of the upfront payments with a tax shelter to optimise the benefits of both solutions. A tax shelter involves risks that you can read about on our tax shelter page. We recommend that you consult your accountant, financial or tax adviser.
You can invest in BNP Paribas Fortis Film Finance from €15,000. Subject to the conditions of the tax shelter, an investment like this is, in principle, possible as soon as your company's taxable profit exceeds approximately EUR 170,000.
* Lender: BNP Paribas Fortis SA/NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702. Subject to approval of your application. The information provided to you is for information purposes only and is neither an offer of credit nor a promissory note. It is provided to you as a basis for further discussion. The Bank may change the information contained on its website without any prior notice and is under no obligation to inform (potential) customers about any such change.